Terms of Service

Last Updated: July 14th, 2025

Please read these Terms and Conditions carefully before using our Service.

Interpretation and Definitions

Interpretation
The words with initial capital letters have meanings defined under the following conditions. These definitions apply whether they appear in singular or plural.

Definitions
For the purposes of these Terms and Conditions:

  • Affiliate means any entity that controls, is controlled by, or is under common control with a party. "Control" means ownership of 50% or more of the shares or voting rights of the entity.

  • Country refers to: Utah, United States

  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to NexLends, LLC, a Utah limited liability company.

  • Device means any device that can access the Service such as a computer, smartphone, or digital tablet.

  • Service refers to the Website.

  • Terms and Conditions (also referred to as "Terms") mean this agreement that sets forth the rights and obligations of all users regarding the use of the Service.

  • Third-party Social Media Service means any services or content (e.g., data, information, products, services) provided by a third party and made available via the Service.

  • Website refers to NexLends, LLC, accessible at http://www.nexlends.com

  • You means the individual accessing or using the Service, or the legal entity on behalf of which such individual is acting.

Acknowledgment

These Terms govern your use of this Service and form a binding agreement between You and the Company. By accessing or using the Service, You agree to be bound by these Terms. If You disagree with any part of these Terms, then You must not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your use of the Service is also conditioned on Your acceptance of Our Privacy Policy, which outlines how We collect, use, and share Your personal information.

No Lending, Credit, or Broker Services

NexLends, LLC is not a lender, loan broker, or financial institution. We do not make loans, negotiate credit terms, or make credit decisions. We operate a lead generation platform that connects users with third-party lenders or auto dealers who may offer financial products. All loan decisions and offers are made solely by those third parties.

Consent to Contact

By submitting your information through our Service, you expressly authorize our partners, lenders, and lead buyers to contact you via telephone, SMS, email, or other means. This includes calls and texts using automated dialing systems or prerecorded messages, even if your number is listed on a federal or state Do Not Call registry. Message and data rates may apply.

You are not required to consent to be contacted as a condition of purchasing any goods or services.

Third-Party Use of Information

By using our Service, You understand and agree that your information may be shared with third-party lenders, dealerships, or other lead buyers for the purpose of offering you products or services. We do not control or assume responsibility for their business practices, communications, or use of your information.

No Guarantee of Offers or Approvals

Submitting your information does not guarantee that you will be matched with a lender, receive an offer, or be approved for credit. We do not make any representations regarding the likelihood of approval or the terms of any loan or offer.

Your Data and Privacy Rights

Your information may be collected and shared with third parties, including for marketing and lead selling purposes. If you are a California resident or reside in a state with data privacy laws, you may have the right to opt-out of the sale of your personal information. Please review our Privacy Policy and visit the "Do Not Sell My Info" link for more details.

Links to Other Websites

Our Service may include links to third-party websites or services that we do not own or control. We assume no responsibility for the content, privacy practices, or policies of these third parties. You acknowledge and agree that we are not liable for any loss or damage resulting from your use of third-party sites or services.

Termination

We may suspend or terminate your access to the Service at any time, without notice, for any reason including a violation of these Terms. Upon termination, your right to use the Service will immediately cease.

Limitation of Liability

To the fullest extent permitted by law, the Company and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages (including loss of profits, data, privacy, or business interruption), even if advised of the possibility of such damages.

Our total liability shall be limited to the amount you paid to us for the Service or $100 USD, whichever is less.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to you "AS IS" and "AS AVAILABLE" without warranties of any kind. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Service will be uninterrupted, error-free, or secure, or that defects will be corrected.

Governing Law

These Terms shall be governed by and construed under the laws of the State of Utah, without regard to its conflict of law principles. Your use of the Service may also be subject to other local, state, or federal laws.

Dispute Resolution

If you have a dispute or concern related to the Service, you agree to first attempt to resolve it informally by contacting us at info@nexlends.com.

United States Legal Compliance

You warrant that you are not located in a country subject to U.S. government embargo or listed as a terrorist-supporting country, and you are not on any U.S. government list of prohibited or restricted parties.

Severability and Waiver

If any provision of these Terms is found to be unenforceable, that provision shall be modified to reflect the parties’ intention as closely as possible and all remaining provisions shall remain in full force and effect.

No waiver of any breach or failure to enforce any provision of these Terms shall be deemed a waiver of any future breach or right.

Changes to These Terms

We reserve the right to update or revise these Terms at any time. Material changes will be communicated via notice on our Website. Continued use of the Service after changes become effective constitutes Your agreement to be bound by the updated Terms.

Contact Us

If you have any questions about these Terms, you can contact us at:
Email: info@nexlends.com